Security

TransArmor® - p2p/e2e

The First DataTM TransArmor® solution is powerful payment card security system that combines the flexibility of software or hardware-based encryption with random-number tokenization to protect merchants and their customers from the consequences of a payment card data breach.

Benefits of TransArmor®

First Data helps your business dramatically increase payment security and reduce risk using state-of-the-art encryption and security token authentication to protect merchants and consumers from the risks of transmitting and storing vulnerable card data at your location.

  • Multiple layers of protection make cardholder data significantly more secure.
  • Reduce risk and address the root cause of data security issues.
  • Decrease your liability for breaches and enjoy the extra security of a limited warranty.
  • Reduce PCI compliance scope, effort and cost
  • Easy implementation and maintainance, which enables IT to focus on broader business initiative

For More Information - Click Here

Chip Card - EMV

To meet EMV (Europay/Mastercard®/Visa®) standards, banks have begun issuing credit and debit cards with chip card and contactless technology. Visa®, Mastercard®, AMEX® and Discover® have created a deadline schedule for implementation of EMV in the USA.

Deadlines for EMV:
  • April 2013  -  Processing companies must support chip acceptance.
  • October 2013  - Merchants should have EMV approved chip card readers.
  • October 2015  -  Liability for counterfeit fraud shifts to merchants that do not have certified chip card readers.

Merchants should start considering how EMV technology implementation will affect their businesses and look into options for accepting chip-based credit and debit cards.

PCI Compliance


PCI Compliance is a set of comprehensive security standards (PCI, DSS, PA DSS and PED) designed to enhance customer and payment account security. There are many aspects to compliance including management policies, procedures, network architecture, software design and other critical protective measures.
  • If you are not compliant you can be fined, have restrictions on card acceptance, possibly be permanently prohibited from card acceptance and get charged for card re-issuance costs.
  • Become PCI compliant quickly and easily with PCI Rapid ComplySM.
For More Information - Click Here
www.pcisecuritystandards.org